1.1. Bulls Eye Capital (“we”, “us”, “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose and manage your personal and credit-related information. 1.2. This policy also includes our practices around credit information and credit reporting (if applicable under law in your jurisdiction).
What Personal Information We Collect
We may collect and hold the following kinds of personal information about you:
Identity & contact details: name, postal address, email address, telephone number, date of birth, etc.
Financial & business information: income, employment details, business or tax identifiers (e.g. business registration numbers), financial statements.
Internet & technical information: IP address, device identifiers, cookies, browser type, usage data, location data.
Other information relevant to providing our services: property preferences, investment objectives, credit applications, guarantor details.
Credit-related information: depending on the services we offer, we may collect your credit history, credit score, payment history, default information, etc.
How We Collect Information
3.1. From you directly
When you fill in forms (online or offline), engage with us via email, phone, meetings, or otherwise communicate with us.
When you submit loan or investment applications.
3.2. From third parties / other sources
Credit reporting agencies, financial institutions, referees, guarantors, valuers, public registers.
Publicly available sources (e.g. company registries, social media) or third-party data providers.
Where otherwise permitted or required by law.
3.3. Unsolicited information
If we receive personal information we did not request, we will assess whether it is relevant to our operations. If not, we will securely destroy or anonymize it.
Use of Personal Information
We may use your information for:
Assessing and processing your applications for credit or investment services.
Providing, managing and administering the services you request.
Verifying your identity, preventing fraud or misconduct, risk management.
Performing credit checks, assessments, and due diligence.
Communicating with you, including sending you service updates, statements, and marketing or promotional materials (subject to opt-out).
Internal business operations: recordkeeping, audit, analytics, system improvements, legal compliance.
Enforcing our rights under agreements, defending legal claims, or as required by law.
Sharing / Disclosure of Personal Information
We may disclose or share your personal information with:
Your authorized representatives (e.g. lawyers, accountants).
Credit providers, lenders, guarantors, mortgage insurers, or counterparties in transactions.
Valuers, property agents, insurers, real estate professionals.
Credit reporting bodies and credit bureaus (if applicable).
Service providers, contractors, or consultants acting on our behalf (e.g. IT providers, data storage, mailing services).
Government, regulatory, or law enforcement agencies where required or permitted by law.
Related entities or affiliates (if any) for servicing, marketing, or administrative purposes.
Any third party to whom you consent us to disclose your information.
We strive to limit overseas disclosures, but your data may be processed or stored in servers outside your jurisdiction, subject to applicable protections or contracts.
Access, Correction, Deletion
7.1. Access & correction
You may request access to the personal information we hold about you by contacting us in writing.
If the information is inaccurate, incomplete, or outdated, you may request corrections.
In certain cases, we may refuse access or correction if permitted by law (e.g. legal privilege, threat to safety, third-party rights).
7.2. Deletion / retention
We retain your information only as long as necessary for our purposes or as required by law.
When no longer needed, we will securely destroy or anonymize the data unless preservation is required by law (e.g. recordkeeping obligations).
Residual copies may persist in backups or archival systems for a limited period.
Marketing & Opt-Out
With your consent, we may use or disclose your personal information to send you promotional materials, offers, news, or updates about our services.
You may opt out of receiving marketing communications at any time by notifying us (e.g. via email).
We do not sell your personal information to third parties without your consent.
Security & Data Protection
We implement reasonable technical, administrative, and physical safeguards to protect your information from unauthorised access, use, modification, disclosure, or destruction.
We restrict access to personal information to authorised personnel only, on a need-to-know basis.
Where we engage third-party service providers, we require them by contract to maintain adequate security and confidentiality.
In the event of a data breach, we will comply with applicable breach notification laws and inform affected individuals if required.
Changes to This Policy
We may update this Privacy Policy from time to time.
When changes are significant, we will post a notice on our website and/or notify you directly (e.g. via email).
You can always obtain the latest version from our website or by contacting us.
Complaints & Contact Information
11.1. Making a complaint
If you believe your privacy has been breached or you have concerns about how we manage your information, please contact us in writing.
We will investigate your complaint and respond within a reasonable timeframe (e.g. 30 days or as mandated by law).
11.2. Escalation
If we can’t resolve the matter to your satisfaction, you may escalate to the appropriate privacy regulator or authority in your jurisdiction.
11.3. Contact us
Email: infobullseye819@gmail.com
Phone: +61 490 480 012
Address: 15 Ingot Ave, Tarneit VIC 3029, Australia
Other Provisions
12.1 Anonymous / pseudonymous interaction
Where possible and lawful, for general enquiries you may interact anonymously or under a pseudonym. However, for credit, investment, or personalized services, we will require verified identity.
12.2 Government identifiers
If law requires collection of government identifiers (e.g. tax file number, social security number, national ID), we will do so only to the extent permitted by law and will not misuse them.
12.3 Legal compliance
We comply with applicable privacy, data protection, credit reporting, and other laws in our operations.
